Darul Ifta, Darul Uloom Azaadville

Is there a difference between Qardh and a Dayn?

Published as The Difference Between Qardh and a Dayn

· 5 Shaʻban 1446 AH1 min readEnglish

Question

Is there a difference between Qardh and a Dayn?

Answer

The difference between a Qardh and a Dayn is that Dayn is more comprehensive while Qardh is more specific. Hereunder are their definitions:

Qardh: Loan of Mithli articles (such as money) with the stipulation to return its like in the future.

Dayn: Money etc. that one is liable to pay back to another. For example: the price one has to pay upon purchasing an item or the amount one has to pay upon destroying an item belonging to someone or a loan that has to be repaid.

References (Arabic / Urdu sources)

«رد المحتار» ٧/٥ ١٥ سعيد

«در المختار» ٥\١٦١ سعيد

«رد المحتار» ٥١٤/٤ سعيد

Approved by
Mufti Muhammed Saeed Motara Saheb D.B.
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Source: Darul Ifta, Darul Uloom Azaadville — https://www.iftadua.co.za/the-difference-between-qardh-and-a-dayn/12931/
Fatawa SA: https://fatawa.co.za/fatwa/azaadville-12931

People also ask

What are the Islamic rules for lending money?

“Qardh-e-Hasanah is an interest free loan. In qardhul hasan, the borrower only repays the principal amount. In principle, it is permissible to waive of a loan as a gift or donation.1”

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