Is it permissible to claim from the UIF?

Published as UIF Claims

· 17 Dhuʻl-Qiʻdah 1443 AH1 min readEnglish

Question

Is it permissible to claim from the UIF?

Answer

The money deposited into this fund by the employer is enforced upon him by the government and the employee has no access to those funds. Furthermore the employee himself does not pay the initial amount, rather, it is deducted at source from the wages by his/her employer and together with the employer’s contribution, deposited into government coffers. Thus, it is something beyond his/her control. When an employee is unemployed for a period of time, then for the duration of time that he/she is unemployed, it is the government’s responsibility to support him/her from the U.I.F. funds. It will therefore be permissible to accept the funds received from the U.I.F. even if they exceed the actual amount paid to the fund. This excess will not be deemed to be interest but rather governmental aid.

The U.I.F. works on the same principle as the provident fund which our esteemed Ulamaa have deemed permissible.

References (Arabic / Urdu sources)

Fataawa Mahmoodiyyah V. 24 Pg. 428

Approved by
Mufti Muhammed Saeed Motara Saheb D.B.
Questions about this ruling, answered only from the archive with sources.

Where scholars differ, it’s safer to take the more cautious view.

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