Darul Ifta Ibn Masood

Beneficiary benefitting from a compulsory insurance fund

· 27 Jumada I 1443 AH1 min readEnglish

Question

My father was forced to subscribe to a insurance policy (provident fund) by his employer. He stipulated my mother as the beneficiary of the funds. Is it permissible for her to use the funds when paid out after his demise?

Answer

If these policies were enforced by your father’s employer, then yes, the payout received from these policies may be utilized by your mother who is the stipulated beneficiary of all these (involuntary) policies.

Answered by
Mufti Mohammed Desai
View original Compare with other Darul Iftas
Questions about this ruling, answered only from the archive with sources.

Where scholars differ, it’s safer to take the more cautious view.

Fatawa SA is an independent, read-only index of fatawa already published by Darul Ifta Ibn Masood. It is not a fatwa service. For your own situation, please ask a Mufti. Report an issue

For corrections or mistakes, please email us at fatawasa786@gmail.com.

Source: Darul Ifta Ibn Masood — https://fataawa.co.za/beneficiary-benefitting-from-a-compulsory-insurance-fund/
Fatawa SA: https://fatawa.co.za/fatwa/ibnmasood-15286

People also ask

Is insurance permissible?

“Life insurance policies are Haraam as it is based on interest, gambling and uncertainty (Gharar). Make Taubah and Istighfaar for your mother for engaging in Haraam dealings. There are severe warnings cited in the Mubarak…”

Ibn Masood · 392 fatawa from 7 Darul Iftas on this

What the Darul Iftas say

Related fatawa