Offering customers credit cards
Question
I work in a department store, and as part of the job we are obliged to ask customers if they want a store card, which is a credit card, and if they do, to open accounts for them. What is the ruling on credit cards, and is this work permissible?
Answer
It is permissible if it does not involve any usurious transaction.
And Allah Ta'ala (الله تعالى) knows best.
- Answered by
- Mufti Ebrahim Salejee (Isipingo Beach)
Where scholars differ, it’s safer to take the more cautious view.
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Source: Mufti Online — Madrasah Ta'leemuddeen — https://muftionline.co.za/node/16334
Fatawa SA: https://fatawa.co.za/fatwa/muftionline-16334
People also ask
Is using a credit card permissible?
“The monthly fee which the bank charges the credit card holder is not permissible. This amount is riba (interest). One is paying the bank this monthly fee in order to keep this credit facility open to him to qualify for credit…”
Mufti Online · 121 fatawa from 6 Darul Iftas on this
What the Darul Iftas say