Mandatory car insurance
Question
I live in a country where it is a legal requirement from the government for all cars to be insured. What should I do in this situation?
Answer
If taking out car insurance in your country is mandatory from the side of the government, it will be permissible for you to take out car insurance as well as claim from the insurance company at the time of an accident. However, when claiming, it will only be permissible for you to take back the amount that you paid to the insurance company in your monthly premiums.
And Allah Ta'ala (الله تعالى) knows best.
- Answered by
- Mufti Zakaria Makada
- Checked & approved by
- Mufti Ebrahim Salejee (Isipingo Beach)
Where scholars differ, it’s safer to take the more cautious view.
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Source: Mufti Online — Madrasah Ta'leemuddeen — https://muftionline.co.za/node/24970
Fatawa SA: https://fatawa.co.za/fatwa/muftionline-24970
People also ask
Is insurance permissible?
“Life insurance policies are Haraam as it is based on interest, gambling and uncertainty (Gharar). Make Taubah and Istighfaar for your mother for engaging in Haraam dealings. There are severe warnings cited in the Mubarak…”
Ibn Masood · 392 fatawa from 7 Darul Iftas on this
What the Darul Iftas sayIs car insurance permissible when it is compulsory?
“If taking out car insurance in your country is mandatory from the side of the government, it will be permissible for you to take out car insurance as well as claim from the insurance company at the time of an accident.”
Mufti Online · 65 fatawa from 4 Darul Iftas on this
What the Darul Iftas say