Mufti Online — Madrasah Ta'leemuddeen

Receiving free services from a bank

· 11 Rabiʻ I 1446 AH1 min readEnglish

Question

Is receiving free services from a bank like: being able to receive my income in my current account and pay with the debit card associated considered riba?

My bank does not have account maintenance fee and offer these services.

Answer

These services the bank offers are in lieu of the monthly bank charges which the client pays to the bank. Hence, they do not enter under riba.

And Allah Ta'ala (الله تعالى) knows best.

Answered by
Mufti Zakaria Makada
Checked & approved by
Mufti Ebrahim Salejee (Isipingo Beach)
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Source: Mufti Online — Madrasah Ta'leemuddeen — https://muftionline.co.za/node/35096
Fatawa SA: https://fatawa.co.za/fatwa/muftionline-35096

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