Medical Aid and hospital plan

· 15 Jumada II 1439 AH1 min readFatwa 40101English

Question

Please advise if there are any halaal medical aid or hospital plan for us in South Africa.

Government facilities are not the best and treatment is not the best

Answer

In the Name of Allaah, the Most Gracious, the Most Merciful.

As-salāmu ‘alaykum wa-rahmatullāhi wa-barakātuh.

Conventional medical aid schemes are not permissible due to three unlawful factors.

a) Interest, b) gambling and c) uncertainty, for more details refer to #30516.

If one is facing a severe medical condition with financial constraint, then he should present his situation to a competent Mufti for a specific ruling[i].

And Allaah Ta’aala Knows Best

Muhammed Al-Ameen Bin Moulana Ismail Akoo

Student, Darul Iftaa

Newcastle; KZN, South Africa

Checked and Approved by,
Mufti Ebrahim Desai.

References (Arabic / Urdu sources)

ـــــــــ

[i] رد المحتار على الدر المختار\فصل في الحداد

ج 3\ص 532 (دار الفكر-بيروت)

الضرورات تبيح المحظورات

Answered by
Muhammed Al-Ameen Bin Moulana Ismail Akoo
Checked & approved by
Mufti Ebrahim Desai
Questions about this ruling, answered only from the archive with sources.

Where scholars differ, it’s safer to take the more cautious view.

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