Is it permissible to take out 3rd party insurance on a motor vehicle?
Published as Third-Party Insurance On A Motor Vehicle
Question
Is it permissible to take out 3rd party insurance on a motor vehicle?
Answer
Voluntary Third-Party Insurance on a motor vehicle is not permissible as it contains elements of interest and gambling which are forbidden in Shar’iah.
References (Arabic / Urdu sources)
ابو داود ۳۳۳۳ دار السلام
(رد المحتار ٤٠٣/٦ سعيد)
( فتاوى دار العلوم زكريا /۴۸۲/۵ زمزم پبلشرز )
( محمود الفتاوى ۳۴۷۴/۲ / ۱۳ مکتبہ انور )
( فتاوی عثانی ۳۲۸/۳ مکتبہ معارف القرآن کراچی )
( امداد الفتاوى ۱۹۱/۳ مکتبہ دار العلوم کراچی
( فتاوی محمودیه ۳۸۷/۱۶ فاروقیه )
- Approved by
- Mufti Muhammed Saeed Motara Saheb D.B.
Where scholars differ, it’s safer to take the more cautious view.
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Source: Darul Ifta, Darul Uloom Azaadville — https://www.iftadua.co.za/third-party-insurance-on-a-motor-vehicle/12677/
Fatawa SA: https://fatawa.co.za/fatwa/azaadville-12677
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