Vehicle Insurance
Question
Is it permissible to take out comprehensive insurance on a car that I am buying?
Answer
All forms of voluntary insurance are Haraam due to it containing the element of gambling and interest, hence subscribing to a comprehensive insurance will not be permissible.
- Approved by
- Mufti Muhammed Saeed Motara Saheb D.B.
Where scholars differ, it’s safer to take the more cautious view.
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Source: Darul Ifta, Darul Uloom Azaadville — https://www.iftadua.co.za/vehicle-insurance/21041/
Fatawa SA: https://fatawa.co.za/fatwa/azaadville-21041
People also ask
Is insurance permissible?
“Life insurance policies are Haraam as it is based on interest, gambling and uncertainty (Gharar). Make Taubah and Istighfaar for your mother for engaging in Haraam dealings. There are severe warnings cited in the Mubarak…”
Ibn Masood · 392 fatawa from 7 Darul Iftas on this
What the Darul Iftas sayIs car insurance permissible when it is compulsory?
“If taking out car insurance in your country is mandatory from the side of the government, it will be permissible for you to take out car insurance as well as claim from the insurance company at the time of an accident.”
Mufti Online · 65 fatawa from 4 Darul Iftas on this
What the Darul Iftas saySame question, other Darul Iftas
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